Teens & Credit: How to Establish A Good Credit Score as a Teenager

Teenagers & Credit Scores: how to help them establish good credit!

Are you wanting to help your teenager establish a good credit score? Teenagers & Credit Scores is a great topic to be concerned about. Raising money-smart teens is more than just teaching our kids to work and earn and save and spend carefully. We need to teach teens the ins and outs of borrowing money and being smart about credit. Question about Teenagers & Credit Scores I was wondering if you don’t use any credit cards, how did you …

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Save Money! Check Your Receipt at the Grocery Store & Get the Real Deal.

Check your Receipt at the checkout and get your Money's worth.

Do you check your Grocery Store receipt before you leave the store? Once you read this article, we are convinced that you will never fail to do this again! Shopping sales, using coupons, and stumbling across super-discounted bargains are all great ways to save loads of cash.  That is unless you don’t really get the savings you anticipated. How is that possible? Simple, at the checkout counter you are charged a retail price, or more, on your discounted items …

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7 Black Friday Secrets & Strategies

7 Black Friday Shopping Secrets

Are you looking for Black Friday Secrets and Strategies to jumpstart your Christmas shopping and savings? Are you looking for the Ultimate Black Friday Cheat Sheet of Sales? If so, keep reading – we’ve got lots to share with you. it’s time to put our gift planning into high gear. One great way to do that is to make a list of all of the people you are planning on buying gifts for. To find the Best Black Friday …

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How Can You Afford to Pay Cash for a New Cell Phone?

How You Can afford to pay cash for a new cell phone?

These days a cell phone is an absolute necessity. But the price of some phones is enough to make you crazy. And having monthly lease payments on a cell phone is simply something we’re not willing to consider. We only pay cash for quality used cell phones. If you want to live debt-free, you might want to consider doing the same thing. People who know us, know that we simply don’t pay retail for much of anything. So we’re …

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4 Ways to Save Money on Utilities

Ways to save money on utility bills

SAVING ON UTILITIES We’re in the dog days of summer (in the U.S.) and depending on where you live, you’re either enjoying the nice weather, sweltering in the humidity or broiling in the dry heat. For many people, summer is a time for relief from the high utility costs of the winter. But for us in Arizona, this is our most expensive season. 1) Planning Ahead for Utility Savings The time to prepare for your most expensive utility usage …

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Start Adulting On the Right Foot – 4 Tips to Success and Financial Peace

Starting Adulting - 2 jumping girls at the ocean in sunset.

A college graduate is starting Adulting. She asks what are the best things she can do to start living the adult life in a money-smart way. The transition from being a student to becoming an adult can be a shock to the system. Money Smart Adulting? Hey there, Economides family:) I am from Portugal and I love your tips. My birthday is coming soon and I will order your books as a gift. Here life is a little different …

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Making Smarter Credit Decisions

Calculating Your Credit Score with FICO.

We don’t pay much attention to our credit score. When you live debt-free and don’t borrow money, it becomes a non-issue. But we do realize that there are times in life when your credit score plays an important role in your future. We helped our kids establish credit using a credit card secured by their bank accounts. They only used it for purchasing gas. Over time, the limited use of this credit card helped them establish a good credit …

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Use Up Those Gift Cards . . . FAST! Major Retailers Out of Business 2020 & 2008

Walmart Gift Card Display

Have you been given a gift card, and held onto it too long? When you went to use it, you found the company was out of business. We all know about the economy spiraling downward. We all know about companies laying off workers. Gift cards are a convenient way to give to others (especially for Christmas and Birthdays), but are they the most economical way to give? According to industry estimates over 27 percent of gift cards that sold …

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Seminar: Cut Your Grocery Bill in Half

Thank you for purchasing our Cut Your Grocery Bill in Half Seminar Video! Congratulations, you are about to learn many of the strategies we employ to keep our grocery budget at less than 60 percent of the national average. You’ll learn several things you should do: We also share many time- and money-saving cooking methods, the value of a freezer and the power of eating meals as a family. Get a notepad ready – we cover a lot of …

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Cheap Prescriptions: 13 Ways to Save at the Pharmacy and Get Drugs for Less

Prescription drugs spilling out of a medication bottle onto money.

Are you looking to get save on medications and get prescriptions cheaper? There are tons of ways to quickly and legally get discounts on your medication prescriptions. Is the cost of prescription drugs making you choke? According to the Center for Disease Control, 48% of American’s take at least one prescription drug, and 21percent take 3 or more prescription drugs. Legal, prescribed drug use in our country, and around the world is at all-time highs. It’s true that properly …

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