Which Credit Card Should We Pay off First to Get Out of Debt?

A woman trying to decide which credit card to pay-off first

Question: Would it be wiser to make extra payments to pay down a credit card that has a 0 percent interest rate with a somewhat large balance (around $6,000) or to make extra payments to pay down a credit card with a smaller balance (around $2,000) and 11 percent interest?  I’m trying to decide which one to pay down on first. The card with 0 percent is for the life of the loan. Answer- Here’s to Eliminate Debt Fast! …

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Entrepreneurship For Kids – Easy Ideas for Kids Starting Their Own Businesses

young boy sitting at a large business desk with a book opened in front of him

Some kids just want to be grown up and have a knack for making money. Entrepreneurship for kids is a hot topic – how can a parent help channel that energy in the right direction? What’s on the mind of your average 15-year-old? Most likely it’s a combination of prom dates, SATs and driver’s education classes. Well, that’s not the case for Maddie Bradshaw (watch her on Shark Tank). At the age of 15, Maddie pitched her first business idea …

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The Cat of Bubastes Audio Drama

The Cat of Bubastes Audio Dramatization

We just listened to another great audio drama adapted from a short story written by G.A. Henty. It kept us on the edge of our seats as we drove and listened to it! The Setting of the Cat of Bubastes The Cat of Bubastes is a riveting story about a 15-year-old boy (Amuba) who is carried into slavery in ancient Egypt, around 1250 B.C. A kind Egyptian named Ameres purchases Amuba and his faithful servant Jethro. Ameres is, in …

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Is Budgeting Better with Credit Cards?

Budgeting with a Credit Card. A silver and blue visa card in a blue jean pocket

Question about budgeting using credit cards I’m using your America’s Cheapest Family Budgeting System and love it. I really like how the budget system allows for a family to “save” in advance for purchases and designates money for different specific categories. Here’s my Budgeting Issue We are not in debt. but we use our credit card for every purchase. And then we pay our credit card every month, completely. I know this is not the “norm” for most people.  We …

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The Extraordinary Adventures of G.A. Henty – Audio Series

G.A. Henty Audio Series

Awesome History Audio Series for kids and families. The Extraordinary Adventures of G.A. Henty by Heirloom Audio Productions We love audiobooks and audio dramas – can’t get enough of them. When Steve was working for 23 years as an advertising account executive he would regularly go to the public library and check out a number of audiobooks every three weeks and listen to them as he drove around to client meetings. When we took the kids on driving vacations …

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