How to Host a New Year’s Eve Party at Home – Fun & Frugal!

New Year's Eve Party - Family Fun for Everyone!

Are you posting a New Year’s Eve or New Year’s Day party at home and don’t have a huge budget? We’ll share with you what we make to eat, the games we play, and the fun we have. We’ve hosted a New Year’s Eve Party full of Family Fun each year for the past 20 years of so. Recently we switched to hosting a New Year’s Day Open House.  This party tradition started years ago and doesn’t look like …

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How to Deal with Pesky Annual Bills

Dealing with Annual Bills and a Budget

Fine-tuning your monthly budget is always a good thing. But how do you manage Annual Bills, you know, those expenses that only happen once a year? A Reader Question I have read a few of your books and they have immediately opened my eyes to different ways we can help ourselves become more economical. At the end of last year, I started to look at budgeting our money so that we can pay off those pesky credit cards, loans, …

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7 Ways to Destroy Debt Even If You’re Living Paycheck to Paycheck

How to destroy debt in 8 steps

Accumulating debt has become a common occurrence in most families – but paying off debts, even on a low income has become an achievable goal for visitors to our website. If you are looking for ways to destroy debt forever, then this article will encourage, equip and empower you! Debt Free on a Small Income. On an average household income of less than $45,000, we’ve avoided debt and been able to pay off our home mortgages in record time. To do it, …

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Stores Open On Thanksgiving Day – Black Friday Shopping [2021]

Thanksgiving Day Shopping Stores open and closed.

Are you wondering whether your favorite stores are closed or open on Thanksgiving Day and Black Friday? Check out the list below. This year is going to be very different with some HUGE players taking a step back and staying closed on Thanksgiving Day. Walmart, Best Buy, Target and Kohl’s are among the most notable ones. But keep reading to see the entire list of 57 stores. Another big change has been the stores releasing Black Friday pricing and …

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When Stores File Bankruptcy What Happens to Gift Card Values?

Gift Cards that Can Lose Value in Bankruptcy

Have you ever been given a gift card, and held onto it too long? When you went to use it, you found the company had shut down? What Happens to Gift Cards When a Store Files for Bankruptcy? When a store or restaurant files bankruptcy via a Chapter 11 filing, the business goes through a reorganization process. They have to develop a plan to pay back creditors and, try to return to profitability. A judge oversees the process through …

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Buy Meat in Bulk Online & Easy Way to Save Money

Buying meat in bulk online to save money

We have always thought about buying meat in bulk online, but have never jumped in until now. We were recently introduced to The Savory Butcher and their local fresh meat deliveries. You know that we are bargain shoppers. However, the quality and the pricing that The Savory Butcher offers really piqued our interest. This is a really great way to lock in a good price on a large quantity of quality meat. If you don’t have time to hunt …

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Cheap Vacation Ideas: How to Travel on a Shoe String Budget

The best Vacations on a shoestring budget

Are you looking for some inexpensive vacation ideas? Have you heard of bloggers who travel on a shoestring budget and have lots of fun? Have you ever thought about great vacations with limited funds? And what about this summer with Covid issues all around, could you still getaway? If you’re thinking you can’t take a vacation, think again. We’ve got lots of frugal and cheap tips to make your vacation memorable on a shoestring budget. If your only option …

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15 Well-Known Companies with Excellent Customer Service

Top Rated Companies for Best Customer Service.

Getting excellent customer service from a large corporation is one of the seven wonders of the world . . . well, at least it seems that way. We love dealing with companies who have well-trained employees who really seem to care about their customers’ problems. Companies with Bad Customer Service We have had a number of frustrating interactions with companies lately – mostly internet/cell phone and utilities. Poor or non-existent customer service has become the norm. Long hold times …

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Bills Keep Piling Up: How Can We Earn More & Cut Expenses?

Are you struggling with your bills piling up? What can a family do if they’re struggling to make ends meet each month? School, tuition, uniforms, back taxes, rent – the bills just keep piling up? We’ve got 18 things you can do starting today to get caught up with your bills. Our Bills are Past Due! We received this email from a website visitor. With grocery, utilities and public transportation prices climbing, our family is struggling to survive. We …

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9 Garage Sale Shopping Tips: Roadmap To Yard Sale Treasure Hunting

A woman's hands using a map to find garage sales.

Are you looking for some garage sale shopping tips to help you find killer deals the next time you go out treasure hunting? If you’re going to spend a day driving around and looking for garage sale treasures, try these 7 tips to make your time Garage Sale treasure hunting more profitable (and less expensive). Many people shop garage sales to save money on the things they need. Others shop to find items that they can Flip for cash. …

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