Budgeting

Did you ever ask yourself, “How does a budget work?” Do you like the word “Budget?” We often hear people refer to budgets in negative terms. Words that imply pain or restriction or deprivation.  We have a different view of the way budgets work. We look at a household budget as a positive thing. It’s a tool that preserves our money and lets us enjoy life and the things we have.  We think a budget is very similar to …

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If you’re looking for the best way to build financial confidence, try setting up a written budget. We’ve spent the last few weeks describing different spending plans or budget systems. We’ve described several options for budgeting success and the amazing key to our budgeting success. Today we’re sharing five benefits to having a written budget like we use. And yes, we do understand that a written budget may sound less tech-savvy than using phone apps or online budget systems. But honestly, …

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Fine-tuning your monthly budget is always a good thing. But how do you manage Annual Bills, you know, those expenses that only happen once a year? A Reader Question I have read a few of your books and they have immediately opened my eyes to different ways we can help ourselves become more economical. At the end of last year, I started to look at budgeting our money so that we can pay off those pesky credit cards, loans, …

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