How Frugal Living Can Help You Hurdle Toward Early Retirement

Frugal Living Helps You Hurdle Towards Early Retirement!

Can Frugal Living make a difference in how soon you retire or is it just a waste of time? We’re going to give you one example of the power of frugal living as it specifically pertains to how soon you can retire. How Much Money Do You Need to Retire? First, let’s calculate how much money you need to retire for a moment. Most retirement planning projection systems don’t adequately show the impact of frugal living in retirement estimate …

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Paycheck Mistake? Don’t Wait Get it Fixed Right Now!

Paycheck Mistake? Don’t Wait Get it Fixed Right Now!

Did your employer make a mistake on your paycheck? Have you been shorted some money or do you have one of these other problems: It’s not fun finding a mistake on your paycheck. But with a little work, most of these types of problems can be overcome quickly. We received this question from a Free Email Newsletter subscriber and thought you’d find it helpful. TABLE OF CONTENTS1 Question about IRS Paycheck Withholding Shortfall2 MoneySmart Answer:3 8 Things to Do …

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Pay Off Your Mortgage Early – Mortgage Free in 9 years Calculator

Small brown ranch house with green grass and a maroon car parked out front. Paid off mortgage in 9 years

One of the pinnacles of financial stability and security is to Pay off your mortgage early. Owning your home free and clear may seem like a fantasy. But if you follow the 5 steps we took, it can be your reality too. Some people pay their home off in 30 years, others 15. But there are a group of people who simply hate having a mortgage pay it off quicker. We paid our home off in 9 years. Our …

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3 Types of Family Budgets—Which Budget is Best for You

Best Budgets for Families - a man jumping for joy in falling money.

Are you looking for the best type of budget for your family? With so many different types of budgets available, which one will work for you? We’ve discovered that there are almost as many types of budget systems as there are people talking about it. Family Budgets can be done with expensive software systems, free systems, apps, websites and grandma’s cookie jar system for budgeting. With so many choices, it’s hard to know which type of budget will be …

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Best Budget Tracking: The Key to the Most Effective Household Budget Ever!

The Amazing Key to Powerful Budget Tracking

Are you ready to learn about an amazingly easy budget-tracking tool? It’s the most unexpected, simple, and amazing key to an effective household budget ever! We’ve got Budget Tracking secrets to help you become successful financially.  Lots of people talk about household budgets at the beginning of the year. With the holidays quickly fading in the rearview mirror, we’re motoring at full speed into a new year, full of optimism and powered by new resolutions. While some cruise down that …

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Why Budget – Overcoming Budgeting Problems Now!

How to Overcome Budget Obstacles

Why Budget? We’ve got six reasons why you should overcome your budgeting problems! One of the top two New Year’s Resolutions is to get personal finances in order. Many folks want to get out of debt or set up a budget. But too often this resolution is made, and then quickly abandoned. We’ve heard it, we’ve seen it, and we’ve helped many families to overcome it. Any effort you make to manage your money will immediately start producing positive dividends. …

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Top Health Insurance Companies for Open Enrollment

Top Health Insurance Companies

Sifting through the right health insurance companies to find the right one for you and your family can be an overwhelming task. A variety of factors will determine the ability of a healthcare company to meet the needs of you and your family. The task at hand may seem enormous, but I will explain the different factors that will go into choosing a healthcare company successfully. Once you know a little bit more about the different elements to consider, …

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How to Prepare Your Car for Winter – Free Winterizing Checklist

How to Prepare Your Car for Winter

Do you want to prepare your car for winter so you can get where you want to go safely? Do you live in a part of the country with the potential for severe winter weather? We’ll share some of the best and least expensive ideas for what to keep in your car and how to get your car ready for winter. That way you can go over the hills and through the woods, to whomever’s house you go. If …

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How To Buy A House With Bad Credit: 5 Steps to Ownership

How to buy a home with bad credit.

Buying a home with bad credit can really be challenging. And if you have a poor credit score it can be even tougher. If you’ve always dreamed of owning a home, but you’re struggling with saving a down payment or raising your credit score, we’ve got hope. There are several steps you can take to repair credit, find a lender, and realize the goal of homeownership. This guide will help you find all the resources you need. TABLE OF …

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Household Budget Success Stories

Budget Success Stories, these will really encourage you!

This Budget Success Stories Page contains a growing list of Budgeting Ideas from readers like you! If you want some encouragement about how a budget can revolutionize your personal finances, you’ve come to the right place. We love hearing stories of budgeting success – going from debt to equity, desperation to determination, and seeing the joy of families who have learned to make their money do what they want it to do. Read these stories and be encouraged! Learn …

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