These days a cell phone is an absolute necessity. But the price of some phones is enough to make you crazy. And having monthly lease payments on a cell phone is simply something we’re not willing to consider. We only pay cash for quality used cell phones. If you want to live debt-free, you might want to consider doing the same thing. People who know us, know that we simply don’t pay retail for much of anything. So we’re …
SAVING ON UTILITIES We’re in the dog days of summer (in the U.S.) and depending on where you live, you’re either enjoying the nice weather, sweltering in the humidity or broiling in the dry heat. For many people, summer is a time for relief from the high utility costs of the winter. But for us in Arizona, this is our most expensive season. 1) Planning Ahead for Utility Savings The time to prepare for your most expensive utility usage …
A college graduate is starting Adulting. She asks what are the best things she can do to start living the adult life in a money-smart way. The transition from being a student to becoming an adult can be a shock to the system. Money Smart Adulting? Hey there, Economides family:) I am from Portugal and I love your tips. My birthday is coming soon and I will order your books as a gift. Here life is a little different …
We don’t pay much attention to our credit score. When you live debt-free and don’t borrow money, it becomes a non-issue. But we do realize that there are times in life when your credit score plays an important role in your future. We helped our kids establish credit using a credit card secured by their bank accounts. They only used it for purchasing gas. Over time, the limited use of this credit card helped them establish a good credit …
Have you been given a gift card, and held onto it too long? When you went to use it, you found the company was out of business. We all know about the economy spiraling downward. We all know about companies laying off workers. Gift cards are a convenient way to give to others (especially for Christmas and Birthdays), but are they the most economical way to give? According to industry estimates over 27 percent of gift cards that sold …
Thank you for purchasing our Cut Your Grocery Bill in Half Seminar Video! Congratulations, you are about to learn many of the strategies we employ to keep our grocery budget at less than 60 percent of the national average. You’ll learn several things you should do: We also share many time- and money-saving cooking methods, the value of a freezer and the power of eating meals as a family. Get a notepad ready – we cover a lot of …
Are you looking to get save on medications and get prescriptions cheaper? There are tons of ways to quickly and legally get discounts on your medication prescriptions. Is the cost of prescription drugs making you choke? According to the Center for Disease Control, 48% of American’s take at least one prescription drug, and 21percent take 3 or more prescription drugs. Legal, prescribed drug use in our country, and around the world is at all-time highs. It’s true that properly …
If you inventory your food in your pantry, freezer, and refrigerator, you are sure to reduce what you spend on groceries. Inventorying your food will help you to save money, waste less food, and spend less time shopping. This is something you will definitely want to consider. Just know that inventorying your food will take a little time. But it also will produce huge savings in your grocery budget! Here’s how we do it. TABLE OF CONTENTS1 WHY INVENTORY …
Are you looking for easy ways to freeze bread and other options for storing bread? We’ve got simple solutions here, whether you have store-bought bread or homemade bread. Bread is a staple of life for most of us. Bread comes in all shapes and sizes. Things like sliced store-bought bread for sandwiches, Artisan bread with thick for dipping, or homemade sourdough bread. Then you’ve got ciabatta, dinner rolls, baguettes, voleos, focaccia, and quick breads. The sky’s the limit with …
If you are as frugal as we are, then you probably get a thrill from finding a deal. But did you know that you could turn the thrill of the hunt into a profitable retail arbitrage business? Sometimes you’ll see a great bargain but have no use for the item. Ugh! That’s frustrating. But there are some people who have turned their treasure hunting into a full-time income. They have honed their shopping and selling skills by buying low …