Blog - Money Smart Family

When Stores File Bankruptcy What Happens to Gift Card Values?

Gift Cards that Can Lose Value in Bankruptcy

Have you ever been given a gift card, and held onto it too long? When you went to use it, you found the company had shut down? What Happens to Gift Cards When a Store Files for Bankruptcy? When a store or restaurant files bankruptcy via a Chapter 11 filing, the business goes through a reorganization process. They have to develop a plan to pay back creditors and, try to return to profitability. A judge oversees the process through …

Buying meat in bulk online to save money

We have always thought about buying meat in bulk online, but have never jumped in until now. We were recently introduced to The Savory Butcher and their local fresh meat deliveries. You know that we are bargain shoppers. However, the quality and the pricing that The Savory Butcher offers really piqued our interest. This is a really great way to lock in a good price on a large quantity of quality meat. If you don’t have time to hunt …

Two baby hands counting fingers. Kids are too expenisve.

Are you debating if it is too expensive to have kids these days? Have you heard the government statistics about the cost of raising a child? We raised 5 kids and spent less than 60% of what the government experts estimated. Learn how. Kerri’s story: How one reader grew up and was taught to manage money. Question About the Cost of Having Kids: When I graduated from high school, I paid for my own auto insurance, graduation gown, and …

The best Vacations on a shoestring budget

Are you looking for some inexpensive vacation ideas? Have you heard of bloggers who travel on a shoestring budget and have lots of fun? Have you ever thought about great vacations with limited funds? And what about this summer with Covid issues all around, could you still getaway? If you’re thinking you can’t take a vacation, think again. We’ve got lots of frugal and cheap tips to make your vacation memorable on a shoestring budget. If your only option …

Top Rated Companies for Best Customer Service.

Getting excellent customer service from a large corporation is one of the seven wonders of the world . . . well, at least it seems that way. We love dealing with companies who have well-trained employees who really seem to care about their customers’ problems. Companies with Bad Customer Service We have had a number of frustrating interactions with companies lately – mostly internet/cell phone and utilities. Poor or non-existent customer service has become the norm. Long hold times …

Bills Keep Piling Up: How Can We Earn More & Cut Expenses?

Are you struggling with your bills piling up? What can a family do if they’re struggling to make ends meet each month? School, tuition, uniforms, back taxes, rent – the bills just keep piling up? We’ve got 18 things you can do starting today to get caught up with your bills. Our Bills are Past Due! We received this email from a website visitor. With grocery, utilities and public transportation prices climbing, our family is struggling to survive. We …

A woman's hands using a map to find garage sales.

Are you looking for some garage sale shopping tips to help you find killer deals the next time you go out treasure hunting? If you’re going to spend a day driving around and looking for garage sale treasures, try these 7 tips to make your time Garage Sale treasure hunting more profitable (and less expensive). Many people shop garage sales to save money on the things they need. Others shop to find items that they can Flip for cash. …

Teenagers & Credit Scores: how to help them establish good credit!

Are you wanting to help your teenager establish a good credit score? Teenagers & Credit Scores is a great topic to be concerned about. Raising money-smart teens is more than just teaching our kids to work and earn and save and spend carefully. We need to teach teens the ins and outs of borrowing money and being smart about credit. TABLE OF CONTENTS1 Question about Teenagers & Credit Scores2 Answer: How to Establish A Credit Score For a Teen3 …

Check your Receipt at the checkout and get your Money's worth.

Do you check your Grocery Store receipt before you leave the store? Once you read this article, we are convinced that you will never fail to do this again! Shopping sales, using coupons, and stumbling across super-discounted bargains are all great ways to save loads of cash. That is unless you don’t really get the savings you anticipated. How is that possible? Simple, at the checkout counter you are charged a retail price, or more, on your discounted items …

Are you looking for Black Friday Secrets and Strategies to jumpstart your Christmas shopping and savings? Are you looking for the Ultimate Black Friday Cheat Sheet of Sales? If so, keep reading – we’ve got lots to share with you. it’s time to put our gift planning into high gear. One great way to do that is to make a list of all of the people you are planning on buying gifts for. To find the Best Black Friday …

When Stores File Bankruptcy What Happens to Gift Card Values?

Buy Meat in Bulk Online & Easy Way to Save Money

Kids are too Expensive – We’re gonna Wait!

Cheap Vacation Ideas: How to Travel on a Shoe String Budget

15 Well-Known Companies with Excellent Customer Service

Bills Keep Piling Up: How Can We Earn More & Cut Expenses?

9 Garage Sale Shopping Tips: Roadmap To Yard Sale Treasure Hunting

Teens & Credit: How to Establish A Good Credit Score as a Teenager

Save Money! Check Your Receipt at the Grocery Store & Get the Real Deal.

7 Black Friday Secrets & Strategies

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