If you haven’t heard about how a cash balance plan can help you sock away 10x more pre-tax dollars than a 401(k) or IRA – get ready to be empowered and informed. TABLE OF CONTENTS1 A tax-saving strategy for high-income earners2 What is a Cash Balance Plan?3 The Popularity of Cash Balance Plans4 Cash Balance Plan vs IRA and 401(k)5 The Pros Of The Cash Balance Plan6 The Cons Of The Cash Balance Plan7 Who Should Consider A Cash …
Did your employer make a mistake on your paycheck? Have you been shorted some money or do you have one of these other problems: It’s not fun finding a mistake on your paycheck. But with a little work, most of these types of problems can be overcome quickly. We received this question from a Free Email Newsletter subscriber and thought you’d find it helpful. TABLE OF CONTENTS1 Question about IRS Paycheck Withholding Shortfall2 MoneySmart Answer:3 8 Things to Do …
If you like buying and selling things online, you need to know about other sites like CraigsList. There are a growing number of websites that are Craigslist alternatives for listing items for sale, classified ads, freebies, and advertising services. Craigslist offers great opportunities to buy and sell your stuff. Back in 1995 the platform started as a classified advertisements website and has remained one of the best ways to buy and sell things. Although Craigslist may have been the …
One of the pinnacles of financial stability and security is to Pay off your mortgage early. Owning your home free and clear may seem like a fantasy. But if you follow the 5 steps we took, it can be your reality too. Some people pay their home off in 30 years, others 15. But there are a group of people who simply hate having a mortgage pay it off quicker. We paid our home off in 9 years. Our …
If you’re looking for places with free wifi near you, we have lots of options. Or are you wondering where you can get the fastest wifi connections? There are more than 92,000 locations in the U.S. that provide free internet access. We’ve created a list of coffee shops, retailers and other places that give you free internet access AND we’ve provided the speeds you can expect too. Internet access can be your connection to the whole world. You may …
Are you looking for the best type of budget for your family? With so many different types of budgets available, which one will work for you? We’ve discovered that there are almost as many types of budget systems as there are people talking about it. Family Budgets can be done with expensive software systems, free systems, apps, websites and grandma’s cookie jar system for budgeting. With so many choices, it’s hard to know which type of budget will be …
Reorganizing your linen closet probably isn’t at the top of your to-do list! But this task can really free up time and mental energy – here’s why and how. TABLE OF CONTENTS1 The Last Time We Reorganized our Linen Closet2 1. How to Start a Linen Closet Reorganization3 2. Sort What You Have in Your Linen Closet4 3. Store Your Sheet Sets with This Hack5 4. How Many Sheet Sets Should I Have?6 5. Organize Towel Sets7 6. Sharing …
Are you ready to learn about an amazingly easy budget-tracking tool? It’s the most unexpected, simple, and amazing key to an effective household budget ever! We’ve got Budget Tracking secrets to help you become successful financially. Lots of people talk about household budgets at the beginning of the year. With the holidays quickly fading in the rearview mirror, we’re motoring at full speed into a new year, full of optimism and powered by new resolutions. While some cruise down that …
Why Budget? We’ve got six reasons why you should overcome your budgeting problems! One of the top two New Year’s Resolutions is to get personal finances in order. Many folks want to get out of debt or set up a budget. But too often this resolution is made, and then quickly abandoned. We’ve heard it, we’ve seen it, and we’ve helped many families to overcome it. Any effort you make to manage your money will immediately start producing positive dividends. …
There are free places to workout all around us if you just know where to look. We reached out to our Facebook friends and learned about dozens more free workout options than we’d never heard of. If you’re looking for “free exercise near me,” we’ve got lots of ideas. It’s time to get more exercise for less. TABLE OF CONTENTS1 Get Healthy Stay Healthy for Less this Year!2 1. Walking – Pretty much free exercise3 2. Walk, Run and …